Episode 165

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Published on:

23rd Apr 2025

You’re Financially Free But It Doesn’t Feel Like It | E165 Shannah Game

You’ve run the numbers a hundred times. You’ve built the spreadsheets, projected the growth, and calculated your safe withdrawal rate down to the decimal. On paper, money isn’t an issue. You should feel secure.

But you don’t.

Because even though the math checks out, the feeling doesn’t. The scarcity mindset, the one that pushed you to save relentlessly, doesn’t just disappear when you achieve FI. Instead, it lingers, making you question if it’s really enough.

That’s why I’m excited to have Shannah Game on the show today. She’s a Certified Financial Planner and host of Everyone’s Talkin’ Money. Shannah has helped countless people break free from the mental traps that keep them feeling financially insecure, even when their numbers say otherwise.

In this episode, Shannah is going to help us tackle that nagging sense of “not enough” and share strategies to shift from a scarcity mindset to one of confidence and abundance.

I hope you enjoy my conversation with the cupcake-making, money-talking millennial…Shannah Game.

Key Takeaways:

  • Why you never feel like you have enough (even when you do)
  • How to unlearn financial habits you inherited from your parents
  • Why transparency in the FI community might fuel the comparison trap
  • Strategies to shift from scarcity to abundance
  • A powerful journal prompt for overcoming scarcity
  • How to practice mindful money moments


More of Shannah:

Podcast: https://everyonestalkinmoney.com/episodes/


More of FI Minded:

Connect with Justin on LinkedIn: https://www.linkedin.com/in/justinleepeters/

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About the Podcast

FI Minded - Financial Independence Without the Extremes
Achieve Financial Independence & Have Fun Doing It
Pursuing financial freedom, a work-optional lifestyle, or early retirement often leads to the same questions: “one more year,” “do I have enough?” “what does life actually look like after this?”

FI Minded helps you think like someone who’s already financially independent so you can make smarter decisions about how you work, spend, and live.

From Coast FI and Slow FI to lifestyle design, career transitions, healthcare, and self-employment, each episode explores the real decisions behind building a flexible, work-optional life…without burnout, over-optimization, or missing out along the way.

We cover:
* Smarter ways to reach financial independence (without burnout)
* Designing a flexible, work-optional lifestyle
* Coast FI, Slow FI, and enjoying your time along the way
* What life actually looks like after FI (and how to prepare for it)
* The tradeoffs behind big money decisions

Make progress toward financial independence while actually living your life.

Some of our past guests include Carl Jensen (1500 Days), Jeremy Schneider (Personal Finance Club), Nick Loper (Side Hustle Show), Andrew Giancola (The Personal Finance Podcast), Jordan Grumet (Earn & Invest), Rachael Camp (Work Optional), Jillian Johnsrud (Retire Often), Sean Mullaney (FI Tax Guy), Jill Sirianni (Frugal Friends), Jackie Cummings-Koski (Catching Up to FI), Joel Larsgaard (How to Money), Cody Garrett (Measure Twice), Jesse Cramer (Personal Finance for Long-Term Investors), Jess (The Fioneers), Chris Hutchins (All The Hacks), Diania Merriam (EconoMe), Andy Hill (Marriage Kids Money), Fritz Gilbert (Retirement Manifesto), and and others helping you rethink how to approach financial independence.
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